Free mortgage comparison tools
Compare mortgage loans and download a report
Compare up to four scenarios side by side, then save the numbers for yourself or a client. Download a PDF, Excel, Word or JPG report without a paid subscription.
Open the mortgage comparison calculatorBuild a useful side-by-side comparison
Start with a home price, down payment, interest rate and loan term. Add property taxes, homeowners insurance, mortgage insurance and HOA dues when they apply. Choose “Compare up to 4” to hold the first scenario, then change the inputs for the next one. Keep up to three saved scenarios beside your current calculation.
- Compare down payments while holding the price, rate and term constant.
- Compare 15-year and 30-year loans using the actual rate quoted for each term.
- Compare home prices with each property’s own taxes, insurance and HOA.
- Explore supported loan programs with their eligibility and insurance limitations.
These are planning estimates, not lender Loan Estimates, rate locks or approvals. Check actual closing costs and lender terms separately.
Save mortgage comparisons by client name
Create a free account, then expand “Save to your account” above the calculator inputs. Give the comparison a name such as “Smith family — two home options” and add an optional client name. Save up to 200 records and reopen them from another device using the same website account.
Your saved numbers and client names are private to your account. Clients do not automatically receive access. You can search, rename and delete records in Saved comparisons.
Create a free account or sign inDownload PDF, Excel, Word and JPG comparisons
Use Export after setting up the comparison. Choose PDF for a readable report, Excel for a spreadsheet, Word for a document or JPG for an image. Review the file before sharing it. Calculator exports remain free without signing in.
To keep an account record, enable “Save a copy to my account whenever I create an export from this page.” Export history saves the input and result snapshot, filename, format and date; it does not store the downloaded file or confirm delivery. Use “Mark as sent” after you share a report yourself.
Questions about saved comparisons
Will my original results change when rates change?
“View saved results” shows the snapshot from the time you saved it. Reopening restores your inputs, including the saved mortgage rate, but calculates results using the current calculator rules. Review any differences before sending a new report. Saving again creates a new copy.
Can I save paycheck and other calculator comparisons?
Yes. The same account-saving controls are available with the site’s calculator comparisons. Try the paycheck calculator for hourly, daily, weekly and annual pay, or the home affordability calculator for a housing-budget estimate.
Does saving require Premium?
No. Named comparisons, optional client names and export history are included with free website accounts. Live property searches are a separate Premium feature; paid purchases are currently paused.
Are these records public or searchable on Google?
No. This guide is public, but each account’s records require sign-in and are accessible only to their owner. See our privacy information.